Relax, and Let Us
Handle Compliance
Enterprise Features. Startup Pricing.
every month
refresh, 09:00 to 21:00
historical records
Four modules. One customer view.
A screening hit moves the risk score. The risk score shapes monitoring. Nothing falls between systems.
Sanctions, PEP and Adverse Media Screening
Local lists we research ourselves. Global lists from the source. Father's name, date of birth and CNIC cut false hits.
Screening in detailKYC and Identity Verification
Read the CNIC. Prove the person is live. Match the face. One session, by SDK or API.
KYC in detailCustomer Risk Scoring
Your factors. Your weights. Mapped to Pakistan's NRA. Every score explained.
Risk scoring in detailTransaction Monitoring
137 rules built for local typologies. Alerts ranked by risk. Every case on record.
Monitoring in detailPakistan's risk lives in Pakistan's data.
Global vendors stop at UN and OFAC. Pakistani examiners start at NACTA, Schedule IV and local PEPs. We cover both.
- Domestic sanctions and watchlists
UNSC, NACTA, SROs, FIA Redbooks, police lists, proscribed associates - NADRA CNIC status lists
Blocked, cancelled and cleared CNICs, matched by number - Domestic PEPs in nine categories
Federal cabinet to union council, with family and associates - Reputational risk and adverse media
Ten newspapers, NAB, FIA and courts. Checked by analysts. - Global sanctions
UN, OFAC, EU, UK, UAE, INTERPOL, World Bank and more
| Data source | Refresh |
|---|---|
| SROs and government notifications | Every 3 hours, 09:00 to 21:00 |
| UN Security Council list | Every 24 hours |
| NACTA Schedule I and IV | Every 24 hours |
| OFAC, UK, EU and UAE lists | Every 24 hours |
| FIA Redbooks and provincial lists | As published |
| NADRA CNIC status lists | On release |
| Reputational risk database | Weekly |
| Domestic PEPs and dependents | Fortnightly |
| State-owned enterprises | Fortnightly |
Start in the browser. Automate when ready.
Portal, API and batch. One client ID.
Portal
Screen, review and export. No IT needed.
API
Every customer screened at the point of onboarding.
Batch
Screen your whole book. Re-screen only what changed.
Built for every regulated sector.
Brokers and capital markets
Client screening for securities and commodities brokers.
Insurance and Takaful
Policyholders and beneficiaries, at issue and at claim.
Banks and microfinance banks
Branch and digital onboarding at scale.
EMIs, PSPs and fintechs
API-first KYC and screening for app onboarding.
NBFCs, Modarabas and MFIs
Right-sized compliance for lending and investment.
Virtual asset service providers
AML CFT for exchanges, brokers, custodians and issuers.
VASP complianceYour data never leaves Pakistan.
We are a regulated institution too. We guard your data the way our regulator expects us to guard ours.
Hosted in Pakistan
On FPM's own cloud. Not abroad.
Minimum data
11 of 13 CNIC digits is enough. No financials. No phone. No address.
Five-year records
Every screening and decision, ready for inspection.
Reviewed every release
Manual security review before every build ships.
Your VAPT, our fix
Findings closed at no cost, by criticality.
Full audit trail
Every action. Every user. Every timestamp.
Questions we hear first.
Which lists does FPM AML-CHECK screen against?
Domestic: UN Security Council consolidated list, NACTA Schedule I and IV, federal and provincial SROs and notifications, FIA Redbooks, Punjab and Sindh Police red books and absconder lists, relatives and associates of proscribed persons, and NADRA CNIC status lists. Global: UN, OFAC, BIS, EU, UK OFSI, Canada, Australia DFAT, Switzerland SECO, UAE, INTERPOL Red Notices and World Bank debarment. Global PEPs and adverse media are available as an optional Acuris Risk Intelligence subscription.
How often is the data updated?
SROs and government notifications every 3 hours from 09:00 to 21:00. UN, NACTA, OFAC, UK, EU and UAE lists every 24 hours. Domestic PEPs and state-owned enterprises fortnightly. The reputational risk database weekly. FIA Redbooks, provincial lists and NADRA status lists as they are published.
Where is our data hosted?
FPM AML-CHECK runs as SaaS on FPM's own cloud facility in Pakistan. Screening records are retained for five years.
Do we need IT integration to start?
No. Your compliance team can screen through the web portal from day one. The API and batch modes are there when you are ready to automate.
Can our developers test the API before a sales call?
Yes. The sandbox credentials and endpoints are published on the Integration page. No sign-up is needed.
Do you support VASPs applying to PVARA?
Yes. FPM AML-CHECK covers the customer side of VASP compliance. For sandbox and NOC applicants we also co-source the full AML CFT function: technology, operations and trained staff.
See it on your own customers.
Book a demo. Or open the sandbox today.