# FPM AML-CHECK

> AML CFT compliance platform built for Pakistan by First Paramount Modaraba, an SECP-regulated, PSX-listed Islamic financial institution in Karachi. Screens customers against NACTA, UNSC, SRO, FIA, NADRA CNIC status and domestic PEP lists, with KYC, customer risk scoring and transaction monitoring. Used by CDC, PMEX, BankIslami, SadaPay, Adamjee Insurance and other regulated institutions. About 90 million screenings a month.

## Key facts
- Operator: First Paramount Modaraba, Karachi, Pakistan. SECP-regulated, PSX-listed, 30 years licensed.
- In production since 2019. Award-winning AML CFT platform.
- Domestic lists: UNSC, NACTA Schedule I and IV, federal and provincial SROs, FIA Redbooks, police lists, proscribed associates, NADRA CNIC status.
- Domestic PEPs: nine categories, current and former, family and associates, historical records since 2000.
- Global: UN, OFAC, BIS, EU, UK OFSI, Canada, Australia DFAT, Switzerland SECO, UAE, INTERPOL Red Notices, World Bank debarment. Global PEPs and adverse media via Acuris Risk Intelligence.
- Refresh: SROs every 3 hours 09:00 to 21:00; UN, NACTA, OFAC, UK, EU and UAE every 24 hours.
- Hosting: SaaS from FPM's own cloud facility in Pakistan. Screening records kept five years.
- Access: web portal, REST API, batch. Public API sandbox with no sign-up.
- VASPs: AML CFT controls for PVARA-licensed providers, and co-sourcing of the AML CFT function (technology, operations, staff) for PVARA sandbox applicants.
- Pricing: on request.
- Contact: connect@fpmamlcheck.com, +92 301 1157150 (WhatsApp), Suite 107-108, P.E.C.H.S. Community Office Complex, Block 2, Shahrah-e-Quaideen, Karachi.

## Pages
- [AML CFT Compliance Software for Pakistan | FPM AML-CHECK](https://fpmamlcheck.com/): Screen customers against NACTA, UNSC, SROs and domestic PEPs. KYC, risk scoring and transaction monitoring for banks, brokers, insurers and VASPs.
- [Sanctions and PEP Screening in Pakistan | FPM AML-CHECK](https://fpmamlcheck.com/solutions/screening/): Screen names against NACTA, UNSC, SROs, FIA Redbooks, NADRA CNIC status, domestic PEPs and global sanctions. By portal, API or batch.
- [KYC and CNIC Verification in Pakistan | FPM AML-CHECK](https://fpmamlcheck.com/solutions/kyc/): CNIC and passport OCR with Urdu transliteration, liveness, face match and contactless fingerprint. iOS and Android SDK or REST API.
- [Customer Risk Scoring for Pakistan | FPM AML-CHECK](https://fpmamlcheck.com/solutions/risk-scoring/): Configurable customer risk models mapped to Pakistan's National Risk Assessment. Automatic re-scoring and a documented reason for every score.
- [Transaction Monitoring for Pakistan | FPM AML-CHECK](https://fpmamlcheck.com/solutions/transaction-monitoring/): 137 monitoring rules for structuring, velocity, pass-through, dormancy and high-risk corridors. Risk-ranked alerts and a documented case workflow.
- [NACTA, UNSC and PEP Lists for Pakistan | FPM AML-CHECK](https://fpmamlcheck.com/compliance-data/): Every list behind FPM AML-CHECK: UNSC, NACTA Schedule I and IV, SROs, FIA Redbooks, NADRA status, domestic PEPs and global sanctions, with refresh times.
- [AML CFT for Virtual Asset Providers in Pakistan | FPM](https://fpmamlcheck.com/vasp/): AML CFT controls for PVARA-licensed VASPs: KYC, sanctions and NACTA screening, PEPs, risk scoring, transaction monitoring and goAML-ready case files.
- [PVARA Regulations and VASP Licensing Explained](https://fpmamlcheck.com/vasp/pvara-regulations/): Pakistan's Virtual Assets Act 2026 and the August 2026 regulations in plain English: license categories, capital, sandbox and NOC routes, AML CFT duties.
- [AML CFT Co-Sourcing for PVARA Applicants | FPM AML-CHECK](https://fpmamlcheck.com/vasp/co-sourcing/): Technology, daily operations and trained staff for your AML CFT function during the PVARA sandbox. Your Board and Compliance Officer keep control.
- [AML API Sandbox, No Sign-Up | FPM AML-CHECK](https://fpmamlcheck.com/integration/): Open the FPM AML-CHECK API sandbox now. Credentials, screening, KYC and transaction monitoring endpoints, and the path to production.
- [Clients: CDC, PMEX, BankIslami, SadaPay | FPM AML-CHECK](https://fpmamlcheck.com/clients/): FPM AML-CHECK runs at CDC, PMEX, BankIslami, SadaPay, Adamjee Insurance, Askari Life, leading brokers and fintechs.
- [About FPM AML-CHECK and First Paramount Modaraba](https://fpmamlcheck.com/about/): FPM AML-CHECK is built and run by First Paramount Modaraba, a 30-year-old SECP-regulated, PSX-listed Islamic financial institution. Live since 2019.
- [Contact FPM AML-CHECK | Request a Demo](https://fpmamlcheck.com/contact/): Book a demo, a compliance data walkthrough, integration support or AML CFT co-sourcing for PVARA applicants. Karachi head office, reply in one business day.
- [How to Choose AML Software in Pakistan: 12 Checks](https://fpmamlcheck.com/guides/choosing-aml-software/): A buyer's checklist for AML screening and monitoring software in Pakistan: local lists, refresh speed, matching quality, hosting, audit trail and support.
- [AML CFT Glossary for Pakistan: Key Terms Explained](https://fpmamlcheck.com/glossary/): Plain-English definitions of the AML CFT terms Pakistani compliance teams use: STR, CTR, goAML, NACTA schedules, PEP, CDD, EDD, TFS, PVARA and more.
- [AML CFT Compliance FAQs for Pakistan | FPM AML-CHECK](https://fpmamlcheck.com/faqs/): Straight answers on screening lists, data refresh, hosting, integration, pricing, PVARA and how FPM AML-CHECK fits Pakistan's AML CFT rules.

## Optional
- [Full answers and glossary](https://fpmamlcheck.com/llms-full.txt)